Best Bankruptcy Attorney Palmdale Near Me

4worldlovers: Antelope Valley Bankruptcy lawyer with more than 20 years of experience in bankruptcy. Our firm has helped over 2,000 neighbors get a fresh start. Each case is very important to us and we always take care of them seriously. We have 99% Chapter 7 success rate, and a Chapter 13 success rate over 20 times the district average. Call the best Palmdale bankruptcy attorney now!

We’re blessed to have earned the trust and appreciation of so many of our neighbors we’ve helped over the years.

Attorney Hale Antico Biography Attorney Hale Andrew Antico is an award-winning bankruptcy Palmdale bankruptcy attorney, serving Lancaster, Quartz...

4worldlovers: Our Lancaster bankruptcy lawyers at Wadhwani & Shanfeld have been providing elite representation to our clients for over 65 years. We understand the nuances of debt relief cases due to our extensive experience in the field. Since we founded our practice, we have helped over 20,000 satisfied clients.

Both of our attorneys received their board certification in bankruptcy from the America Board of Certification – a rare distinction in this field of law. We have both the track record and the credentials to back up our commitment to helping the clients pursue a better financial future.

If you have questions about Chapter 7 bankruptcy, Chapter 13 bankruptcy, how bankruptcy could stop a foreclosure, debt settlement, or another related issue, we are the right team to call.

Filing for bankruptcy can provide much-needed relief to those struggling with insurmountable debt. When you file for bankruptcy, all collection activities must stop immediately, including debt-collection lawsuits and wage garnishments. In addition, any interest charges on the debts included in your bankruptcy filing will stop. Finally, depending on the type of bankruptcy you file for, many of your unsecured debts will be discharged and/or consolidated and reorganized, making them more manageable for you to pay back.

Two main types of bankruptcies are available to individuals: liquidation (Chapter 7) and reorganization (Chapter 13). A Chapter 7 liquidation allows you to wipe away most unsecured debt, such as medical bills and credit cards, through a process called discharge. A Chapter 13 reorganization allows you to keep most of your assets while paying off certain debts over time at a more manageable rate than before filing. Depending on which type of bankruptcy best fits your situation, both can offer significant financial relief from overwhelming debt.

To qualify for Chapter 7, your average household income must be below the state’s median

If you are considering Chapter 7 bankruptcy, it is important to remember that there is a risk of losing valuable property during the liquidation process. For example, if you own any large assets with high equity in them, such as a house, it may be lost during liquidation. That said, you may qualify for liquidation exemptions and should consult with our attorney before moving forward with a Chapter 7 filing.

You do not have to pass a means test to qualify for Chapter 13

Debts are consolidated, and you are provided with a repayment plan that is designed to be more manageable

To find out which type of bankruptcy filing you qualify for or which option is best for your situation, contact our Lancaster bankruptcy attorneys for help.

The type of debt discharged depends on which chapter of bankruptcy you file under. Generally speaking, many unsecured debts, such as medical bills, credit card debt, personal loans, etc., can be discharged through either Chapter 7 or Chapter 13 bankruptcies. However, secured debts, such as mortgages and car loans, cannot usually be discharged but instead are dealt with through liquidation and/or debt consolidation and reorganization.

Certain types of debts are considered non-dischargeable, such as those associated with domestic support obligations, like alimony and/or child support orders. These obligations must be paid regardless of any other circumstances. Most tax obligations (local, state, and federal) are also considered non-dischargeable.