Best Debt Collecting Palmdale Near Me

4worldlovers: We clean up all of the personal information, delete the negative inaccurate accounts and inquiries from your credit report along with the debt. Once your credit report is cleaned up, we help you build your credit and open new trade lines to get your credit score boosted. Our priority is that by the time all we finish fixing and boosting your credit you will understand exactly how credit works so that you never have to deal with bad credit again.

26 negative items and accounts were deleted from Alister's credit report and 6 accounts were updated to positive. The reason so many good things can be done but as long as you have negative accounts, they will continue to be weights holding your accounts back from their full potential. There can be so many positive accounts on your credit report and it only takes one negative account to ruin all of the hard work. Building credit can be slow but if you have negative accounts it can make it feel like watching grass grow.

4worldlovers: Backed by more than 65 years of legal experience, our attorneys at Wadhwani & Shanfeld know what to do when facing the threat of bankruptcy. Our firm has successfully handled more than 12,000 bankruptcy cases for our clients, including both Chapter 7 and Chapter 13. We can use our legal knowledge to work with you to establish a plan to alleviate your debt issues and get you back on your feet.

Call 800-996-9932 today to speak with our Palmdale bankruptcy lawyers!

Whatever your situation, we can work with you to develop a customized plan to help you get out from under crushing debt. Our bankruptcy lawyers in Palmdale are both board-certified bankruptcy specialists, giving them an edge when it comes to understanding the field.

Chapter 7 bankruptcy: This chapter of bankruptcy allows you to repay your debts by liquidating your assets. It is an effective option for those who qualify.

Chapter 13 bankruptcy: This chapter allows you to keep most of your assets and create a repayment plan for your debts.

Stopping a foreclosure: If you are behind on your mortgage, we can help you save your home through bankruptcy, loan modification, or other options.

Student loan debt: If you are struggling to repay your student loan debts, learn more about relief options. You could qualify for forgiveness or be able to temporarily stop paying your debts.

Debt settlement: We can help you negotiate your debts to an amount that is less than what you owe to make it more manageable for you.

Managing rising debt on your own can be overwhelming and problematic, especially if debtors are calling or your family home is being threatened. Everyone’s situation is different, which is why we customize our services to meet your needs and those of your family. Whether you are concerned about which type of bankruptcy to file, how to rebuild your credit after filing bankruptcy, or how to avoid harassment from debt collectors, we can help.

"I am very satisfied and impressed with the Sherman Oaks office location! They did an outstanding job with my bankruptcy case! I was so lost and stressed out trying to find the right bankruptcy firm. I ran across this firm on Google and decided to give them a call. I was impressed that bankruptcy attorney Wadhwani returned my call on a Saturday! That's right on a weekend when the office was closed! I was very confident that this was a law firm that cared about their client! The case went very smooth and was discharged in three months! Wow!"

Fighting against debt? Call 800-996-9932 for a consultation with an experienced bankruptcy attorney in Palmdale at Wadhwani & Shanfeld.

There is no clear-cut cost of filing bankruptcy. The cost to file bankruptcy can be anywhere from a few hundred dollars to a few thousand -- the total cost of bankruptcy depends on your financial situation, how difficult your case is, and if you are filing for Chapter 7 or Chapter 13 bankruptcy. You may also need to pay credit counseling course fees as well.

If a person is struggling against debt, it does not mean that they may simply file for Chapter 7 or Chapter 13 based on what “sounds good”. They must first be eligible to file for either Chapter 7 or Chapter 13.

To qualify for Chapter 7, you must qualify for the criteria below. If you fail to meet the requirements, then it is likely that you will need to file for Chapter 13. Reach out to an experienced bankruptcy attorney near you to learn which option is best for you.

You must be an individual, a married couple, or the owner of a small business

Your income is not too high and you can pass the “means test”

You do not have a previous Chapter 7 discharge within the last 8 years

You do not have a previous Chapter 13 discharge within the last 6 years

You did not have a previous Chapter 7 dismissal within the last 180 days for specific reasons

You must also make sure to complete a credit counseling course 180 days before your filing.

4worldlovers: Face coverings are optional for customers and team members unless otherwise communicated based on local requirements. Please follow in-branch signs regarding any precautions to protect the well-being of our customers, team members and community.


Before you close your loan, you’ll need to provide these documents to verify your identity:

A copy of a valid, government-issued ID (e.g., driver’s license or passport)

Proof of residence (e.g., a driver’s license with your current address, utility bill or signed lease)

Other documents may be required depending on your situation. Make sure you confirm with your loan specialist before visiting your local branch

With about 1,400 branches in 44 states, OneMain’s sole focus is to help you get the personal loan you need, when you need it. Right from home, and without impacting your credit score, you can find out if you’re prequalified for a secured or unsecured loan. Once you’re prequalified, we’ll begin the loan process with you. Please note that a hard credit pull will occur when you submit your loan application after prequalification. From there you can give us a call at the Palmdale branch to speak with a loan specialist about any other questions you have.