Best Dental Insurance Agency Visalia Near Me

4worldlovers:
I am a certified health and life agent. I am known throughout the Central Valley for my personalized service to individual, small groups and Medicare clients.


I offer a large variety of insurance options including life and health, Medicare supplemental, Medicare prescription plans, long-term care and final expenses.

As an independent agent, I have an advantage over large competitors in that I offer one-on-one services, and I will personally help you choose the plan that fits your individual needs.

My service will not stop after enrollment. I will continue to be your ”advocate” for all your future needs. Please take a moment to read some of our customer testimonials below.

Karen has been our health insurance advisor/agent for almost ten years ever since she was recommended to us by a close friend. She is very helpful and does a thorough job of researching the right health insurance policies to meet our needs. As seniors, her help is invaluable. She patiently presents the choices we recommended her to our friends.

I feel save and well-protected having Karen Munger as my health care plan professional. The Medicare supplement I have is working well. Karen is professional, knowledgeable and about all the choices. She explains all I need to know to make an informed decision about which plan will be best for my needs. I have nothing to worry about with Karen on my side.

4worldlovers: We are in the business of third party administration, but we know that relationships are what matter most.

Let us show you how to find the solution to providing affordable group health coverage.


E.D.I.S. has quickly become one of the country’s leading third party administrators (TPAs) and has carried on the innovation of "employer driven” medical, dental, and vision plans for small, medium and large groups. The company has built its reputation by providing top of the line administration for group health plans ranging from fully insured high deductible to excess stop loss plans.

With its plan administration, claims and accounting services, E.D.I.S. is providing agents and brokers with a seamless, turnkey health benefits solution for their employer clients while reducing cost and maintaining or improving benefits. Founded in 2014, E.D.I.S. is run by a team of seasoned professionals. Our management team offers years of experience and expertise in plan administration on behalf of employers and carriers. In addition to the services outlined above, E.D.I.S. oversees, manages and provides support for compliance issues such as HIPAA, CMS reporting and Affordable Care Act regulations. E.D.I.S. staffs 65 employees who make up more than 350 years of service in insurance. Our service includes claims administration, customer service team, eligibility, renewal and underwriting and complete billing and collection functionality. We provide an online web portal and access to proprietary, trademarked software for member convenience free of charge. Health Plan Design, Administration and Enrollment for more than 18 high deductible medical, dental, and vision plans offered by the top insurance carriers in the Western US; providing complete flexibility in Medical Expense Reimbursement Plan (MERP) and Health Reimbursement Arrangement (HRA) plan design including member co-pays for office visits and prescriptions.

4worldlovers:

We are a company of professionals who bring you expertise in all areas of coverage. The Account Executives, Marketing Department, and Account Managers work as a team to tailor protection with your specific needs in mind. We will show you various options of coverage, limits and deductibles from which you may choose.

Our approach to any size or type of commercial insured is that of Risk Management. Insurance is not an intangible item purchased out of desire, but out of necessity. It is purchased with the hope that it will not be needed, yet its value is only appreciated when it is. Essentially, Risk Management is a plan to organize and reduce the risks to which your business is exposed and to establish procedures to control those risks.

Since we represent many insurance companies, we can be selective in also providing you with a choice of companies. We will review and evaluate all major elements of your risk management program, including coverage issues, loss reviews, accounting and audits, safety issues, and special service requirements.

ISU|MVP Insurance Agency has been serving the Central Valley since 1996 and continues to grow. We are an independent insurance agency with multiple locations in Central California. We can meet your Commercial, Ag & Farm, Workers’ Compensation, Life, Health, Personal Auto & Homeowners, and Bonding insurance needs. As a member of the ISU Insurance Services Network, we can provide more options so you know you’re getting the best. Our agency is dedicated to providing you with the right coverage, the lowest price, and stellar customer service. We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.