Best Mortgage Lender Torrance Near Me

4worldlovers: Shawn Carvin is a senior mortgage banker with Pacific Lending, LLC in Torrance, California. As a Fannie Mae, Freddie Mac, FHA, and VA mortgage lender, Pacific Lending offers the most competitive interest rates available in the Greater Los Angeles market. Shawn handles all types of residential mortgages, mortgage refinancing, and reverse mortgages for home buyers with all credit and income profiles, including jumbo loans of up to $2 million.

One of Shawn’s specialties is working with clients who are underserved, overlooked, or even outright dismissed by traditional banks and other large lenders. Most lenders have tightened their underwriting requirements to cherry-pick only the lowest-risk borrowers. This has left many worthwhile home buyers with what mainstream lenders consider unacceptable risks — ‘average’ credit, income challenges, self-employment — standing on the sidelines.

“Nothing is more rewarding to me than working with a client who is excited about getting the opportunity to buy a house they want, especially when other lenders might not have given them the same chance,” says Shawn.

With nearly 20 years of experience in the mortgage industry, Shawn is an expert loan officer who works tenaciously to get his clients’ mortgage loans funded as quickly and smoothly as possible. Don’t just dream about owning a home – let Shawn work with you to turn your fantasies into reality.

Banks and national lenders look at you as a number. But Shawn treats you as an individual and will work with you to find the best mortgage solution for your unique needs.

Large banks and national mortgage companies have limited flexibility. If you don’t fit neatly into a round hole, they often can’t help you. Instead, Shawn takes a problem-solving approach and develops creative lending solutions to help his clients make their dream of home ownership a reality.

When you choose a big-name lender, you’ll typically work with a representative who is little more than an order-taker. Many lenders even outsource customer service to call centers. But when you choose Shawn, you’ll work directly with a mortgage industry veteran who has successfully closed hundreds of loans over nearly 20 years.