Best Financial Consultant Torrance Near Me

4worldlovers: Actionable, intelligent strategies that help you plan for meaningful outcomes for yourself, your family, and your legacy.


For family stewards who want to create a lasting legacy for generations to come

It can be all too easy to focus on just one aspect of your financial life—and in doing so, miss opportunities and incur unnecessary risks.


That’s where Private Wealth Management comes in. We examine your full financial picture, including the personal and emotional components of wealth planning.


We don’t solely focus on investments like stocks, bonds and mutual funds. Partnered with powerful world-class institutions, we also look at your ever-changing (and sometimes different and complex) needs.


Our goal is to transform your future, not just manage it.

Imagine, a team of trusted professionals providing coordinated solutions that address your financial situation.

The measure of a good financial plan is not when the economy is up; it’s when it’s down.

It’s taken decades to accumulate your wealth, and you are now at a crossroads, looking for ways to pass on your legacy to future generations. You are not just looking to preserve your wealth, but to make it grow, to make it meaningful, and to make it last. We know it’s beyond numbers; it’s about your family’s future and creating a life of purpose and fulfillment. We understand the challenges and complexities that come with managing significant assets. We don’t see ourselves as your wealth advisors, but rather, we are stewards of your lifelong work and legacy.

You’ve worked hard, taken risks, and invested everything to build your company into the success it is today. However, achieving and maintaining significant wealth in business requires a different set of skills. That’s where we come in. Get integrated strategies that manage the overlapping personal and business financial opportunities that come with owning a company. Learn how we can unlock your business’s potential to help transform your wealth.

Congratulations on your decision to sell your business. This is a significant milestone, and it’s an emotional journey for any business owner. You may feel overwhelmed by the complexity of the process and the many decisions you must make. That’s why we created the Business Exit Architecture. We will guide you before, during, and after the sale of your company. From minimizing taxes to maximizing the value of your business, and everything in between, we will translate your new assets into meaningful wealth for you and your family.

In a 2019 YCharts study, 66% of high net worth individuals expressed that their financial advisors contact them infrequently.​¹

$68 trillion in assets will transfer to younger generations over the next 30 years.​²

Only 34% of family businesses have a robust, documented and communicated succession plan in place.​³

We exist to help you by using financial solutions and strategies that will manage your net worth, protect your retirement, and transform your wealth into meaningful moments.

We continually and tirelessly strive to protect you against the uncertainties of life by using an array of conservative income strategies. We take a multi-prong approach that is not rooted in products or trends, but in a well-thought out, financial strategy that takes into your account your specific and unique needs. No two plans are exactly alike as the assets, portfolio options and allotments are all custom-tailored to you and your particular requirements and circumstances.

It’s more important than ever to stay informed. Get valuable and timely content on a wide range of topics that matter to you.

Introduction The Employee Retirement Income Security Act (ERISA) regulates employer-sponsored retirement plans to protect the interests of plan participants. The Department of Labor (DOL) is

Introduction Excessive or incorrect payments in your retirement plan may not only indicate a lack of proper oversight but can also put your company at

The Importance of Managing Retirement Plan Costs As plan sponsors and trustees, you understand the significance of managing expenses within your business. This concept extends