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Mark Kamerman may only conduct securities business with residents of states in which the advisor is properly registered. Please refer to FINRA's BrokerCheck website for a list of those states.

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This web site includes details about the SecureSource benefits available for an additional fee on RiverSource variable annuities. Variable annuities are insurance products that are complex, long-term investment vehicles that are subject to market risk, including the potential loss of principal invested. Surrenders that do not qualify for a waiver may be subject to a surrender charge. Surrenders are subject to income taxes, and surrenders before age 59-1/2 may incur an IRS 10% early withdrawal penalty.

You should consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options carefully before investing. For a free copy of the annuity's prospectus and underlying investment's prospectus, which contains this and other information about variable annuities, call 800.333.3437. Read the prospectus carefully before you invest.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Issued by RiverSource Life Insurance Company, Minneapolis, Minnesota, and in New York only, by RiverSource Life Insurance Co. of New York, Albany, New York. Affiliated with Ameriprise Financial Services, Inc.

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