Best Insurance Attorney Santa Clara Near Me

4worldlovers:
A workplace injury will place countless obstacles before you. If you’re like most people, you go to work each day and put your health at risk. If you get injured, you may need an enforcer to ensure that your employer or insurance company pays up. Ratto Law Firm is the official enforcer for San Jose, CA. We give our clients a real path to recovery.

It will help if you speak with a workers compensation lawyer as early as possible. If you’re located in San Jose or the surrounding area, ensure that you speak to an attorney licensed to practice law in California. Doing so will afford you a better chance you of getting a positive outcome.

You deserve the best representation. We serve San Jose residents in the following workers’ comp categories:

Each state – not the federal government – operates and regulates a compensation program. In San Jose, and in all other cities, California employers must provide workers’ compensation insurance to employees. They can buy it from one of the many licensed insurers in the state.

Alternatively, they can get it from the State Compensation Insurance Fund (SCIF). The California Legislature created the SCIF in 1914. They wanted to ensure that all organizations with employees could provide workers’ compensation coverage. The SCIF is a state-operated body that operates in competition with private insurers. Some employers cannot get workers’ comp coverage from private insurers. The SCIF acts as a last resort insurer for these employers.

Let’s outline the difference between Workers’ Compensation and State Disability Insurance. If your injury or illness is NOT work related, Disability Insurance will pay you a weekly benefit, but if an employee gets injured at work in San Jose, he or she can receive workers’ compensation benefits. An employee can also claim for an accumulative medical condition due to his or her occupation. Workers’ comp also covers existing work-related medical conditions.

The employee gets these benefits in exchange for a waiver of the right to sue the employer. With workers’ comp, you’re unlikely to receive punitive damages or compensation for pain and suffering. The law also limits to the amount an injured employee can recover. They also protect coworkers by eliminating their liability in most accidents.

You can get injured by a single event. For example, you can get burned by a chemical that splashes on your skin or hurting your back in a fall. You can also get injured in a vehicle accident while making deliveries. Alternatively, you can get injured because of repeated exposures at work. For example, you can develop carpal tunnel syndrome from doing the same job over and over again. Alternatively, you may lose your hearing due to constant noise.

Carpal tunnel syndrome has become prevalent. It is the result of compression of the median nerve as it goes through your wrist inside the carpal tunnel. This compression causes tingling, pain, numbness, or weakness in the wrist and hand. Workplace related risks include repetitive, forceful tasks. Vibration or extended use of the hands or wrists in an uncomfortable posture can also cause you to develop CTS. The fabric finishing, textile, and coating mills industries have high rates of CTS. Animal slaughtering and processing also have high CTS rates.

In San Jose and other cities in the state of California, state and private sector employers must offer workers’ compensation benefits. Workers must report injuries or illnesses to their employers as soon as possible. If your medical condition developed over time, report it as soon as you learn or believe that your job was the cause of it. The employer has to arrange treatment. It’s important to tell the physician that the employee’s injury or illness is work-related. The incapacitated worker must update the employer of the treating physician’s advice. It’s critical that the employer knows about the employee’s ability to resume work.

Your employer’s insurance company has to pay for your treatment once you report the injury and file a claim. It must cover all treatment “reasonably required to cure or relieve” the effects of the injury. You don’t have to bear any deductible or out-of-pocket cost.

Filing the claim opens your case for workers’ compensation in San Jose. The insurer has 90 days from the date of filing to accept or deny your application. If they do not respond within 90 days, the law presumes that your work was the cause of your illness or injury. You are eligible for up to $10,000 in medical treatment while the insurer considers your claim.

4worldlovers: A catastrophic event has the potential to change a person’s life, sometimes for forever. If you were injured by someone else’s negligence or recklessness, protect your rights and get the legal help you deserve from an experienced San Jose personal injury lawyer.

The San Jose personal injury lawyers at Bohn & Fletcher, LLP have built their reputation by achieving excellent results for clients with unmatched personalized service. For over 40 years, we have focused on representing people who suffer injury or damage due to the fault of others.

“Justice for our clients means full and fair compensation for all damages caused by another party’s negligence.”

Being a plaintiff in a personal injury case without quality representation can be stressful and confusing. This is especially true if you are still recovering from physical injuries and accumulating medical expenses. If your injury prevents you from working, then your lost wages can compound your family’s financial burdens.

Our San Jose personal injury lawyers will aggressively seek justice for you. Our San Jose attorneys have experience in all types of personal injury law and are known throughout San Jose and Northern California as premier trial attorneys. We have the experience and resources to recover full compensation for our clients either by settlement or jury trial.

The attorneys at Bohn & Fletcher are experienced and compassionate professionals. We tirelessly fight for the rights of injured Californians and their families. Our number one goal is to achieve full and fair compensation from the parties who are responsible for causing harm to our clients.

If you have suffered an injury caused by someone else’s negligence or recklessness, contact Bohn & Fletcher in San Jose at (408) 279-4222 or online today and schedule a free consultation to discuss your case and learn if we may be able to help you.

Personal injuries may occur under many different circumstances. While the specific facts of each case are unique, and outcomes vary, common personal injury cases include claims arising from:

San Jose Motor vehicle accidents: Traffic accidents and collisions are very common in personal injury cases. The National Safety Council (NSC) reports motor vehicle accidents caused more than 40,000 fatalities and approximately 4.6 million injuries requiring medical care in 2017. In 2016, nearly 5,400 injuries and fatalities were reported in San Jose alone. Depending on the facts and the parties involved, drivers, commercial vehicle operators, manufacturers, or even local governments may have liability in these types of cases:

San Jose Slip and falls: can happen to anyone and almost anywhere. Despite the specific term that is used to describe these cases, “slip-and-falls” may include any accidental fall on someone else’s property, regardless of whether it was preceded by slipping, tripping, or just losing balance. Common factors contributing to slip-and-fall accidents include wet floors, uneven sidewalks, uneven or poorly-lit stairs, open holes, loose carpeting, and faulty handrails. According to data from the NSC, older pedestrians are at heightened risk for serious and fatal injuries from falls. In most cases, attorneys seek to hold property owners liable in these types of accidents.

San Jose Product defects: Victims who have been injured while using a product as intended may have claims for personal injuries. According to the NSC, in 2017 approximately 10.5 million people received treatment in hospital emergency rooms for injuries caused by consumer products. When those products were defective because of their design, how they were manufactured, or because they lacked adequate warnings, any party in the stream of commerce, including the manufacturer, distributor, and retailer, may be strictly liable for damages.

San Jose Construction accidents: Construction workers have the right to expect they will be kept safe from injury in a construction accident. When an accident occurs at a construction site (often as a result of lax safety practices, faulty equipment, or poor construction design), catastrophic injuries to vulnerable workers and their families often results. While some workers may be covered by workers compensation insurance, it does not necessarily apply in every case and to every victim. Additionally, even when workers compensation is available, a victim may still have the right to seek further damages from other liable parties.

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4worldlovers:
San Jose-based Attorney William “Bill” Stanger provides cost-effective legal representation, candid advice and personal service for individuals and businesses throughout Northern California.


From litigation to transaction support, Bill Stanger helps homeowners, buyers, contractors and developers pursue their real estate goals. If you have questions regarding a sale or purchase, transfer, change of use, insurance claim or even a neighbor dispute, I can listen to your concerns, review your documents, and provide you with valuable insights and options for your situation.

The Law Office of William Stanger is equally comfortable in a courtroom and at a negotiating table. Whether you’re closing deals or enforcing them, it helps to have an attorney on your side who has seen how deals can go wrong and anticipate problems before they arise.

Litigation, Transactions, Neighbor Disputes, HOA Issues, Broker Liability, Failure To Disclose

Serving Northern California, with a focus on the South Bay, East Bay and Monterey Bay counties, including all of Silicon Valley. Located in San Jose.

Bill Stanger worked in commercial real estate development for nine years before becoming a lawyer. He offers real-world, practical advice to help you set your goals as well as meet them. Call attorney Bill (William) Stanger, for experienced legal insight today.

I wasn’t always a lawyer, and I know money doesn’t grow on trees. Litigation is expensive and time consuming. Sometimes getting attorneys involved in a dispute just escalates the costs and tension. If I can help you find a way to avoid needing my services, I will be happy to have helped. I have no desire to charge people money for services they don’t actually need.

I’ve been named a “Rising Star” by Super Lawyers for my efforts. Read my reviews and see what they have to say.

Bill is a great advocate, communicator, and knowledgeable in his industry. – Jeffrey L.