Best Financial Consultant Santa Clara Near Me

4worldlovers: At J.R. Financial, we believe everyone should have access to ethical financial planning. The world of finance and making important financial decisions can be daunting and scary. We are here to remove that fear and give you the information you need so that you can be confident in navigating your financial future.


We help guide you through financial planning, estate planning, tax preparation, wills and trusts, home refinancing, and much more.

Contact us today for a FREE one on one financial review.

4worldlovers:
Our firm offers a wide and diverse universe of product offerings to meet clients goals. Whether it is saving for your own retirement, your child's education or to more complex alterative investments, we consider quality and choice for your investment needs.

In addition to being Certified Financial Planner, Ken was selected to be a SmartVestor Pro to assist individuals and families implement the financial concepts learned through one of Dave Ramsey's financial literacy programs, such as Financial Peace University.

4worldlovers: I am a business advisor for SBDC (Small Business Development Centres), which is a government agency, part of SBA (Small Business Administration). I am also a business and financial strategist with Victory Finance Inc., which specializes in helping small business owners and entrepreneurs, with a complete solution to increase cash-flow and minimizing taxes by utilizing the infinite banking and diversified insurance concepts.

I am an immigrant from China, came to the US with only $60 in my pocket with no family or friends. I graduated with a bachelor degree in finance from the University of Utah. I had owned and run women’s apparel business for over 15 years, wholesaling over 100 stores in the US and my large upscale boutique. Since 2016, I have dedicated myself to help other business owners to succeed through my financial and business knowledge and experience.

I am currently an advisory board member for Industry Consul for Small Business Development and an ambassador for Silicon Valley Central Chamber of Commerce and sits on the Asia Affair Business Committee with Cupertino Chamber of Commerce. I am also a certified leadership coach and trainer for John Maxwell International, and a platinum member for CEO Space International.

I have the knowledge and solutions that can combine your experience and passion together and solve your business puzzle, getting you the best result.

I was working 50+ hours a week and wasn’t making enough money in my Beauty Spa Business to provide financially for my two children. My goals were to increase my Business Profitability, work fewer hours and fund my Children’s College Education.

After going through just some of the steps of the Roadmap Program, My Business was better Positioned to attract higher-paying clients. I found a way to make Extra Income while I am with my kids by strategies of leveraging my time.

After completing the 90 Days 2 Succeed Program, I am now saving $500 a month for my kid’s education, and also I have more than Doubled my Revenue. I increased my income by $10,000, now working toward 10x my income.

I have been a general contractor for many years. I have several full-time employees. I work hard, earns a good income but had significant expenses every month which was making life challenging. As I am approaching retirement age, I was very worried about my future as my retirement fund was totally wiped out during the 2008-09 US housing crisis. I am feeling like I was in a dire situation, reached out for help because I needed strategies to reduce my high expenses and meet my business and personal financial goals.