Best Credit Union Salinas Near Me

4worldlovers: Lock in a competitive rate with terms ranging from 3 months to 5 years!

Find the card for you, from credit building to great rewards and cash back.


In person or online, the BayFed vibe is real. Bank with a credit union you can trust.


Bay Federal Credit Union offers great low rates for all of our loans and mortgages! Apply online today to find your personalized rate for what you need!

*All loans and mortgages have their own requirements to achieve these rates. All rates will be personalized for YOU based on your credit score and debt to income ratio. Additional discounts may be available. Visit our rates page for full details.


Find your next adventure and finance your RV or motorcycle with Bay Federal.


More than just a retirement resource. Schedule a complimentary appointment with the LPL Financial Advisors with Investment Services at Bay Federal Credit Union.

Business Checking - Simple and convenient options for your daily banking needs.

Business Savings - Get your business off to the right start!

Business Loans - Working capital and financing to help your business succeed.

Merchant Card Services - Accept debit or credit card payments easily and securely!

Business Credit Cards - Gives you access to funds you need to run your business.

4worldlovers: MontereyCU will perform a technology upgrade to provide better service and security on

--> Internet Banking and MCU ATMs will be unavailable during the upgrade

--> Mobile Deposit, External Transfers and P2P Transfers will be unavailable beginning at 10:00am Friday July 28th

4worldlovers: Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Founded in 1933, Golden 1 is the only state-chartered credit union with membership that is open to all Californians. We help honest, hard-working families and individuals lead their best lives. We believe in doing right by people and investing in our communities. It’s not just what we do, it’s who we are.

If your nonprofit is enhancing financial well-being through education and career pathways for youth and young adults, learn more about our new grant funding criteria and how to apply! Applications are due August 25.

Goodbye monthly fees. It’s really, truly, seriously free. And you get more.

Belonging to a not-for-profit credit union means your membership goes further!

Set up direct deposit with Golden 1. We deposit the money in your account when funds are available – up to two days early!

*Early deposit of funds is not guaranteed and is dependent on the timing of funding by the payer.