Best Mortgage Broker Pasadena Near Me

4worldlovers: Linda and Roland Wilcox provide clients throughout California with superior financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service. We offer a full portfolio of mortgage products including Conventional, Jumbo, VA, and FHA loans (including Reverse Mortgages). Our business is by referral from past and current clients, experienced real estate agents, and trusted financial advisors.

4worldlovers: We specialize in business purpose multifamily real estate and preferred equity.

Complete ground up construction and large scale renovation projects on time.

Address immediate real estate needs until long term financing can be obtained.

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A division of CALCAP Advisors, CALCAP Lending benefits from the expertise of a seasoned team of professionals with extensive, successful track-records covering a variety of disciplines and leading large, nationally-recognized institutions. A private money direct lender, CALCAP Lending provides short to mid-term financing for property investors and businesses looking to purchase, refinance, renovate, and construct residential or commercial properties.

4worldlovers:
A key to successful finances and a cornerstone to building wealth and creating financial security is Real Estate. There are several stages in life where making Smart decisions at those Pivot points will make the difference between success and something less. Managing your cash flow and equity related to your home is based in the fundamental understanding and following “The Four Steps to Financial Freedom”.

Most people aspire to own a home and believe it is very important to their financial success, however being able to articulate why is more difficult, other than a belief. There are key concepts to understand when buying a home- Leverage, Equity, Cash Flow and Taxes.


Since homes tend to consume the largest percentage of our income and the taxes related to real estate ownership reduce our wealth, it makes a lot of sense to spend some time focusing on improving those outcomes.


Will protect you – keeping “all your eggs in one basket” has never been a wise idea and yet a vast majority of Americans have more wealth inside their homes than all their other assets combined. Successfully using home equity over time, as the value of our home increases, is simply a way of diversifying our assets and building wealth.

Many strategies to pay for retirement or education use Real Estate as a foundation. There are several misconceptions about real estate and borrowing that cost homeowners time and money and may not be the most efficient way to build the funds needed to pay for retirement or education.

Making money in Real Estate seems simple from the outside, we have all heard or seen folks building mini-empires with multiple properties. However, for every successful investor there are hundreds that failed and lost money. Finding, acquiring, and managing property is a learned skill – it takes time, funds, significant effort and a bit of luck! The decision processes for Investment properties are very different from a Primary or Vacation home.

SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible. – John Thompson, Mortgage Advisor, Founder

SMPL Mortgage specializes in generational lending. For clients who need mortgage financing, we provide a total solution that fits whatever life stage you are in. We focus on Strategic Planning for folks who want to understand the financial implications of each stage of borrowing:

Low Down, FHA/VA, Renovation Options. Not ready today? We got you covered with our Unique Home Loan Action Plan!TM

Our Borrow Smart AnalysisTM will ensure the ideal mortgage balanced with your financial goals!

Vacation Home? Building a Real Estate empire? Been there, done that – our advice is invaluable!

Strategies and solutions for cash flow, lifestyle and protection aligned with your retirement income planning. Education is critical at this stage!

Creative options for borrowers whose income, credit or assets may be “Out of the Box”

SMPL Mortgage builds trust through a confident approach that assures the highest integrity for the complex process of mortgage finance. SMPL Mortgage’s professionalism gives our clients a human touch, empathetic with their needs and goals. Our reputation is built on trust and honesty.

We are committed to teaching first and earning second. With a passion for education, SMPL Mortgage stands above with a knowledgeable staff that constantly mentors and advises our clients empowering them through workshops/webinars and personal consultations. SMPL Mortgage has built an informative culture that sets us apart.

SMPL Mortgage’s innovative approach maintains our reputation for having our finger on the pulse of the ever-changing mortgage finance market. Through easy-to-use online tools to online webinars, SMPL Mortgage is committed to providing a comprehensive service set that helps our clients evolve with the market.

With our client service, SMPL Mortgage provides a client goal-oriented personal touch. We make mortgage financing HUMANLY POSSIBLE through our caring and passionate professionals. Not only do we understand the evolving market, we empathize with the various life stages our clients go through. We help families make positive financial changes to build their financial freedom.

We constantly mentor and advise our clients empowering them through classes and one on one consultations.” – Kal Antoun, Mortgage Advisor

4worldlovers:
Me and my husband are extremely happy with the service Khaled provided us with. He made the whole process easy and smooth, really felt hassle free. He walked us through it all so we knew exactly what to expect. His whole crew was very professional and efficient, we got approved pretty quickly and issued our check very quickly. Thank you so much for your help Khaled in our refinance, we will refer any family and friends. Thank you!

Khaled and Kenan are the best at what they do, they really made us feel confident about our entire loan. We learned so much as first time buyers. They were so kind to explain things to my husband and I whenever we had a question. They were patient and always available. Thanks to them the process was quick and we are now homeowners.