Best Mortgage Broker Oceanside Near Me

4worldlovers: We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

Here at Pacific Coast Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

4worldlovers: A husband & wife team that have "personally'' helped over 2000 customers buy or refinance their homes over the last 30 years — in every type of market.


C2 Financial Corporation is the largest Broker in the Nation funding 5.5 Billion in 2019!

Due to this volume we’re able to offer some of the lowest rates available!

We have programs available to us other lenders can not offer their clients.

If you’ve been turned down it doesn’t mean you can not get a loan!! It might mean...the lender you applied with just didn’t have the right program to meet your situation?!

We’ve funded loans for hundreds of people that were previously declined for their loan! No one beats our rates, programs or our service!

Scott & Shelley know what obstacles to look for & fix before the 11th hour...saving you money & time!

Before they order an appraisal, or like expenses, they will take extra time to have any difficult issues cleared by an underwriter.

Scott and Shelley have built a reputation providing trustworthy, honest & well researched advice. They are committed to the highest level of personal service!

• Over the years Scott & Shelley have become very skilled at helping people with their mortgage & real estate needs. So much so that... Zillow-Trulia ranked them

" TOP 1% of Agents Nationwide "– out of over a million licensed agents!

Scott has a degree in Marketing and Advertising. He began his career in the real estate industry in the 1990's. Shelley started her career with Transamerica Financial Services in 1981. She quickly advanced to become one of the top producing branch managers in the Fortune 500 company. After 13 years with TFS Shelley took on the role of Vice President of Sales at Equity 1 Lenders Group in San Diego. After honing her skills for few years at Equity 1 she joined C2 Financial in 1996 and has never looked back.

It's quite simple. As one of the largest brokers in the nation, C2 Financial gets preferred pricing and service from its wholesale lenders. This translates into better rates and quicker closings for you.

But being a large company and closing a lot of loans on its own doesn't make the company great. What makes the company great is its commitment to the borrower to always do the right thing. We make a commitment and stick by it.

C2 Financial Corporation has been rated by the Scotsman Guide as a Top Lender for 4 years running

C2 Financial Corporation has been rated by Mortgage Professional Magazine in the Top 50 Mortgage Companies to work with

C2 Financial Corporation has been featured in National Mortgage Professional magazine.

• We will never sell you a product that you don’t understand, or that does not benefit you.

• We will tailor a program that best fits your needs, and do it at the most competitive rates.

• Satisfied simply isn’t good enough for us. We want you to be ‘thrilled’ with our service.

• We enjoy traveling, swimming, spending time outside enjoying nature. Shelley likes searching for treasures at the beach, but usually brings back more trash than seashells, which is a good thing for the sea life! She’s also trying her hand at SUP boarding, & loves it! Travel is our biggest passion, we always try to fit in a cooking class wherever we go.

4worldlovers:
Dave is one of the nicest people I have ever met. He has been kind and patient throughout the loan process. He has never pressured me or made promises he couldn't keep. He's also extremely reliable. I could go on, but I don't want him to get a swelled head.

I recently had the pleasure of working with David Evans. David is a hard charging professional that was able to secure a loan in very short time frame. I never had to follow up with David. He kept me informed throughout the process. He is easy to work with and always available if you have any questions. I would highly recommend Evans Homes & Loans. Zetta T.