Best Loss Adjuster Garden Grove Near Me

4worldlovers: I’m Avner Gat. I’ve been a public adjuster for over 15 years, fighting on behalf of my clients in front of large insurance companies who are often trying to avoid their responsibilities. Over the past 15 years, I have personally trained the team at Avner Gat, Inc., which is why I am so confident when I say that I work with the most knowledgeable, ethical, and hardworking group of adjusters you will ever meet.

Our business is quite simple. We know the ins and outs of homeowners insurance policies, how to read them, and how to provide insurance companies with the information that they need to get our clients what they are owed under their policies. We have extensive experience in both residential and commercial claims, providing the expertise you need for success.

One of my favorite things is to share my knowledge with people in the community. If you’re dealing with a homeowners insurance claim, or a home damage event and are thinking about filing a claim, call me and I’ll be happy to talk to you about your situation. I’m old school, so you can always reach me on my personal line (818) 917-5256, or, if you prefer to send me a message, just click on the Ask Avner button anywhere on the website and I’ll respond within 24 hours.

Experiencing water damage in your home? We can help you manage your water damage homeowners' insurance claim and get you the settlement you are entitled to.

Have you recently experienced fire damage to your home? We handle the paperwork and negotiating so you can focus on the needs of you and your loved ones.

If you experience a theft, be sure to immediately document and report the loss. That way we can help you get the best possible settlement for your loss.

In most cases, insurance policyholders do not have much experience negotiating with their insurance companies. Corporate adjusters often ask leading questions and misinterpret your words and actions to suit their needs. This practice enables them to belittle or deny your loss. A public adjuster can step in to fight for you! An early mistake could end up costing thousands of dollars! Although your insurance company is required to inform you of all coverages that may be triggered by your loss, they frequently fail to disclose or explain this information. You may not be aware of your full entitlement. An insurance claims public adjuster in Los Angeles can review your policy while helping you understand what parts of your claim will be covered.

We can help you cut through the confusing insurance jargon and get a better understanding of which policy options cover your needs.

Before you sign on the dotted line, be sure you have a full understanding of the limits of your homeowners insurance policy to ensure your coverage is sufficient.

4worldlovers: Have you experienced loss to your home or business? Integrated Public Adjusters is here to represent you, the insured only, and focus on recovering all policy benefits that are due to you so that you can get back to normal as quickly as possible.

Our goal at Integrated Public Adjusters is to provide you with professional claims representation when you have experienced loss to your home or business. With many years of claims experience and presence in the insurance industry, it is our intention to secure the maximum policy benefits that you are entitled to receive. At Integrated Public Adjusters we will review coverage, assess your loss, and finally present and prepare your entire claim on your behalf to the insurance company. We are solely your representative looking out for your best interest and maximizing your settlement.

4worldlovers:
Insurance companies commit to themselves to minimize necessary repair costs and their payout to policyholders by taking advantage of the policyholder’s lack of experience. We can help protect you and uphold the insurance company’s obligation to make proper payments.


Residential and commercial property loss for water, fire, earthquake, flood and theft. To this day, Excel Adjusters has currently handled over 2,000 damaged property claims.


With over 20 years of handling Orange County Public Adjuster claims and background experience as a contractor, Excel Adjusters Inc strives on helping our clients receive the proper amount on their damaged properties, as well as guiding the insured throughout the whole entire process.

A public adjuster is a licensed and trained specialist that adjusts and recovers insurance claims for damage losses to homeowners, commercial property owners and businesses. Public adjusters work solely for the policyholder and not for the insurance company.

Members of our team are experienced professionals with disaster recovery experience in events like tornadoes, hurricanes, fires, earthquakes and floods.

Our highly experienced staff assists in the measurement, preparation and negotiation of property insurance claims.

Our team of professionals will formulate and immediately implement a plan for recovery. We work closely with you, the insured, to understand your ultimate goal and to expedite your immediate needs.

As the type and extent of damage is situational, the typical process behind a claim will vary for each individual. In addition to the difference in damages, each insurance carrier has their own policies and unique approach to determining pay outs to policyholders. However, even though the claims process will not be the same for everyone, it’s important to know what events may take place from the time your claim is filed to when the restoration is complete. It is the role of the public adjuster to work with you and the insurance company to make sure you are taken care of and given the full rights and benefits you are entitled to.

Once you’ve filed a claim, your insurance company will either come to your home themselves or send an expert for an inspection. Whoever comes will be looking at what the cause of damage was, how it happened, and what needs to be repaired or replaced. This whole process is called “field scoping” and is done in order to prepare an estimated cost of repairs for the insurer.

During this process, you may encounter several types of adjusters. It’s important to be aware of the differences between them, as the type of adjusters involved with your claim may affect the estimate your insurance company receives and the quality of repairs that are done. This is where working with an Orange County Public Adjuster is key. We list the different adjusters you may work with or experience below.

A desk adjuster typically works for a single insurance company. They’re usually the person who calls you directly over the phone and sets up the appointments as well as working hand in hand with the field adjuster. Overall, the team manager will be the one who determines payout.

A field insurance adjuster typically works for a single insurance company. They’re usually the person who comes to inspect your home and do damage and repair estimates after water damage occurs. They also typically represent a single insurance company, keep in mind that their goal may be to keep repair and replacement estimates as low as possible.

An independent adjuster is a third-party estimator hired by your insurance company. They’re typically used when insurance companies are short staffed, claim volume is high like after a large-scale natural disaster, or if the insurance company does not want to take liability for providing a “low-ball” estimate to clients.

A licensed public adjuster represents the policyholder. They will accompany the field insurance adjuster or independent adjuster during the field scoping process and are there to help negotiate a fair payout for the home or building owner. A public adjuster is not provided by the insurance company. Policyholders hire them to ensure their rights are upheld during the claims process.

4worldlovers:
Ryan Burke, President of The Clear Choice adjusting company, has learned from the best in the business. Having grown up in the insurance adjusting industry, he brings to the table proven adjusting techniques and procedures that sets him apart from the competition. Priding himself on his professionalism and attention to detail, Mr. Burke's work ethic shines in his "customer first" attitude, understanding the stressful and often traumatic situations an insurance claim can bring.


Our network of highly recommended contractors will ensure the quality of your home is renewed with no exception.