Best Loss Adjuster Fullerton Near Me

4worldlovers:
Ryan Burke, President of The Clear Choice adjusting company, has learned from the best in the business. Having grown up in the insurance adjusting industry, he brings to the table proven adjusting techniques and procedures that sets him apart from the competition. Priding himself on his professionalism and attention to detail, Mr. Burke's work ethic shines in his "customer first" attitude, understanding the stressful and often traumatic situations an insurance claim can bring.


Our network of highly recommended contractors will ensure the quality of your home is renewed with no exception.

4worldlovers:
Insurance companies commit to themselves to minimize necessary repair costs and their payout to policyholders by taking advantage of the policyholder’s lack of experience. We can help protect you and uphold the insurance company’s obligation to make proper payments.


Residential and commercial property loss for water, fire, earthquake, flood and theft. To this day, Excel Adjusters has currently handled over 2,000 damaged property claims.


With over 20 years of handling Orange County Public Adjuster claims and background experience as a contractor, Excel Adjusters Inc strives on helping our clients receive the proper amount on their damaged properties, as well as guiding the insured throughout the whole entire process.

A public adjuster is a licensed and trained specialist that adjusts and recovers insurance claims for damage losses to homeowners, commercial property owners and businesses. Public adjusters work solely for the policyholder and not for the insurance company.

Members of our team are experienced professionals with disaster recovery experience in events like tornadoes, hurricanes, fires, earthquakes and floods.

Our highly experienced staff assists in the measurement, preparation and negotiation of property insurance claims.

Our team of professionals will formulate and immediately implement a plan for recovery. We work closely with you, the insured, to understand your ultimate goal and to expedite your immediate needs.

As the type and extent of damage is situational, the typical process behind a claim will vary for each individual. In addition to the difference in damages, each insurance carrier has their own policies and unique approach to determining pay outs to policyholders. However, even though the claims process will not be the same for everyone, it’s important to know what events may take place from the time your claim is filed to when the restoration is complete. It is the role of the public adjuster to work with you and the insurance company to make sure you are taken care of and given the full rights and benefits you are entitled to.

Once you’ve filed a claim, your insurance company will either come to your home themselves or send an expert for an inspection. Whoever comes will be looking at what the cause of damage was, how it happened, and what needs to be repaired or replaced. This whole process is called “field scoping” and is done in order to prepare an estimated cost of repairs for the insurer.

During this process, you may encounter several types of adjusters. It’s important to be aware of the differences between them, as the type of adjusters involved with your claim may affect the estimate your insurance company receives and the quality of repairs that are done. This is where working with an Orange County Public Adjuster is key. We list the different adjusters you may work with or experience below.

A desk adjuster typically works for a single insurance company. They’re usually the person who calls you directly over the phone and sets up the appointments as well as working hand in hand with the field adjuster. Overall, the team manager will be the one who determines payout.

A field insurance adjuster typically works for a single insurance company. They’re usually the person who comes to inspect your home and do damage and repair estimates after water damage occurs. They also typically represent a single insurance company, keep in mind that their goal may be to keep repair and replacement estimates as low as possible.

An independent adjuster is a third-party estimator hired by your insurance company. They’re typically used when insurance companies are short staffed, claim volume is high like after a large-scale natural disaster, or if the insurance company does not want to take liability for providing a “low-ball” estimate to clients.

A licensed public adjuster represents the policyholder. They will accompany the field insurance adjuster or independent adjuster during the field scoping process and are there to help negotiate a fair payout for the home or building owner. A public adjuster is not provided by the insurance company. Policyholders hire them to ensure their rights are upheld during the claims process.

4worldlovers:
It happens when you least expect it. It usually happens to somebody else. This time it happened to you. You have suffered a loss and now have to deal with your insurance company at one of the most stressful times of your life, worse yet, you’re finding out that the fine print in your policy doesn’t protect you, it protects the insurance company. Don’t give up or throw in the towel by settling for anything less than what you’re entitled to. We can help.


We understand that many insured’s (YOU) are unfamiliar with insurance claims and their responsibilities. After all, insurance claims aren’t something you deal with on a daily basis. You may file just one or two claims in your lifetime. A public adjuster can make the process much easier while also ensuring that all of your responsibilities under the policy are fulfilled. For example, did you know that you’re the one responsible for proving your losses – not the insurance adjuster? The burden of proof is yours, and Excalibur Public Adjusters can help you prove your losses.


It’s important to understand that a public adjuster represents the insured (you), not the insurance company. Even if your insurance company has already sent an adjuster out to assess the damage, it would be beneficial to have your own public adjuster do the same. In fact, you may be surprised at the differences. Public adjusters take the burden of loss seriously and work hard to uncover and prove all of your loss.

Excalibur Public Adjusters is a full service public adjusting firm. We are capable of representing an insured in various types of losses that can occur to any type of property covered under an insurance policy. We have experience in dealing with all types of losses such as: