Best Bankruptcy Attorney Fresno Near Me

4worldlovers:
Note: If you are trying to do your own research, read on and fully explore my site. We are your Fresno Bankruptcy Attorney. I have attempted to give you as much information as you will need here to understand the bankruptcy process. Click here for many answers to the most common bankruptcy questions. If you are looking for quick answers, just call us at the numbers above. We will be happy to answer your basic questions free of charge.


Open six days a week to help you through the process.


My name is Timothy C. Springer. I am a Fresno Bankruptcy Attorney, with extensive experience filing bankruptcy cases here in Fresno, California. As an acknowledgment of my efforts to competently represent my clients I have a Preeminent 4.5 out of 5 Client Review Rating on Martindale-Hubbell. As I have often written in many places. you need to hire an EXPERIENCED Fresno Bankruptcy Attorney. (Click here to see examples on avvo.com, where I, Timothy C. Springer am recognized as a top contributor in answering bankruptcy questions) While I still stand by the basic statement that “EXPERIENCE” in Bankruptcy Law is important, it has come to my attention that maybe that simple statement is not enough. As an example, someone may have years of experience filing the minimal paperwork, but if something goes wrong with your case, do they know how to handle THAT? And THAT is what I mean by “experience”. I want to make sure you are properly educated, and have the proper information to make an informed decision. So, here are a few additional things to look for when shopping for a bankruptcy attorney:


• If you see a site advertising low prices to get your attention, look for what I call “weasel words” like “Starting at” or “From” in fine print near that low price, because if you see those words it is VERY possible that the price will be higher when you get to their office.

• Ask if that low advertised price includes the court filing fee. ($338.00 for Chapter 7, and $313.00 for Chapter 13)

• Make sure they are local to Fresno. (Not Los Angeles, or Bay Area)

• Make sure the person you are talking to for advice is an actual licensed attorney, NOT an un-licensed office minion claiming to have “legal experience”. It is okay for an office assistant to take your basic information, (like name and address) to open your file, but if you have a legal question the licensed attorney should be available, and there to answer that question. If not don’t just walk away…RUN. You should INSIST answers to your legal questions come from a licensed attorney.

• After filing many people have further questions about their case, or what things mean at various stages of the process. Ask if you will be charged for phone calls if you later have questions.

• Does that basic low advertised price include the counseling sessions, (there are 2 of them you have to do), or are you going to have to pay extra for those yourself?

• Ask what happens if a creditor objects to your discharge. Will that be that included, or will handling that be extra?

• If you are going to keep a car you are making payments on, will they represent you with the creditor, and appear at the possible hearing to reaffirm the debt, or will you have to go in front of the judge by yourself? If they appear is that included, or will that be extra?

• If a creditor has recorded a judgment lien on your home, what are they going to charge you to remove that lien?

4worldlovers: We are a law office specializing in chapter 7 bankruptcy cases. The new bankruptcy laws went into effect October 17, 2005, and relief is still available under chapter 7 and chapter 13 bankruptcy laws.

The new law requires all individual debtors who file bankruptcy after October 17, 2005, to complete a consumer credit counseling course before the bankruptcy petition is filed and to complete a financial management instructional course after the petition is filed. The process is easy, it only takes about 30 minutes and can be completed online through approved agencies.

To determine if you qualify to file chapter 7 or chapter 13 a simple and easy means test is applied to analyze total income and expenses. The means test also includes a state median income that the courts will look at to see if your income is below the state median income level. This is important because we will need the past 6 months past pay stubs to make this determination.

4worldlovers: Are you currently drowning in debt? If so, we strongly advise you to retain the immediate representation of our Fresno bankruptcy attorneys. When you choose Fear Waddell, P.C., you can rest assured you will receive the personalized financial solutions and supportive assistance you need. We have successfully handled more than a thousand bankruptcy cases and are fully equipped to handle your case next.

The moment you walk through our doors, we can address each of your concerns and build an effective plan of action on your behalf. No matter the specifics of your debt relief strategy, education is an integral element of our legal services. We can take the time to answer all your questions and dispel common myths about bankruptcy. Our goal is to empower you with knowledge and resources so that, when we finish your case, you can continue your journey with a deeper insight into finance and a greater ability to navigate future obstacles.

4worldlovers: If you're not fully informed, the thought of filing bankruptcy can be a frightening one. I can make sure that's not the case. Call me to set up a free meeting and let's talk. I'm based right here in Fresno. Bankruptcy may or may not be right for you, but you won't know until you speak with an experienced bankruptcy lawyer.

4worldlovers: When you’re facing a legal or financial concern, you generally want the matter resolved as quickly and painlessly as possible. As your legal team, we work hard to make that happen by approaching the negotiation with clear objectives and fighting hard for what you need.

One of the best things about working with a small law firm is being able to talk to your team one-on-one. We get to know our clients as people (not just case numbers), which makes us all the more passionate about doing everything we can to help them.

Between Joel’s background in accounting and his own lingering soft tissue injury, it’s no wonder he got into the areas of law that he did. Whether it’s a mountain of debt or a pile of unpaid medical bills causing you grief, Joel understands what you’re going through. He and his team will use every tool at their disposal to put you on the path to a healthy, debt-free life.

As your case progresses, it’s important that your legal counsel knows how to anticipate potential roadblocks and adjust their strategy accordingly. At the Winter Law Group, we strive to take this service one step farther. That is, we make a point of keeping you in the loop and taking the time to explain any changes in your case so that you always know what to expect.

When you’re overwhelmed with debt or struggling to collect payment for an injury, it’s difficult to see beyond that stressful, all-consuming question: How am I going to get past this? When you meet with us for your initial consultation, we’ll help you break down your case so that finding a solution becomes a manageable, step-by-step process — one that we’ll help you get through if you decide to stick with us.

“Trial” is a word that gets thrown around a lot in legal dramas, but in truth, it’s more common to resolve legal concerns through other forms of negotiation (which in turn saves you time, money, and unnecessary stress). That being said, you can rest easier knowing that, if you aren’t being offered a fair deal, we won’t hesitate to take a more aggressive approach.

After an accident, you may be stressed and overwhelmed by your injuries — not to mention the thought of going through the legal process. We will ease this burden by working directly with the insurance company to help achieve a fair settlement for your losses. Whether you were personally injured in an accident or you’re speaking out on behalf of a loved one who lost their life, we’re here to help you pursue both financial compensation and a sense of closure.

Are your finances causing you to lose sleep? Are you on the fence about bankruptcy? Would you like expert guidance in a judgment-free environment? The Winter Law Group is the resource for you. Our principal attorney, Joel Winter, has a decade of experience as a financial analyst and more than a decade as a bankruptcy attorney. You couldn’t ask for a more knowledgeable and understanding guide through the debt relief process.

"When we finally realized we were in over our heads with debt, it was embarrassing and very stressful! Joel led us through a process which was clear and easy to understand. We are now out of bankruptcy and have a better understanding of how to stay out of it in the future!"

4worldlovers:
The Labiak Law Group has helped 1,000s of client’s get through bankruptcy and gain debt relief

Here at the Law Offices of Stephen Labiak, we believe you deserve a fresh start. We encourage you to call us in all bankruptcy, chapter 7, chapter 11, chapter 13, and debt relief cases in Visalia, Fresno, and Hanford. Stephen, himself, will answer the phone. No holding. No messages. Stephen cares about you and is here to help. Call to speak directly to an attorney now.

Our free gift to you here at Labiak Law. We understand you have questions and our guide will help you navigate the bankruptcy process. Fill out the form below and click the link to download.

Bankruptcy simply means using the law to deal with your creditors. What you do in bankruptcy is take your creditors and instead of them making demands on you, you turn the tables and in a process using the law and your individual situation, dictate to the creditors what is going to happen to them. This may mean a short three to five month process where the creditors get nothing and you keep all your possessions. Or it may mean where you have to pay back some creditors give your situation. No matter what your situation, there is an option in bankruptcy to deal with your problems.

What I do as a bankruptcy attorney is take that burden that is on your shoulders and put it on mine. Instead of the harassing phone calls, the threatening letters, the “Final Notice” warnings, you will have someone on your side. Someone to explain how bankruptcy works. Someone to explain the good and the bad about bankruptcy. Someone who will be available to help you, day and night, seven days a week if needed to let you once again sleep at night without worrying what is coming tomorrow.

So call me today to see what I can do to let the bankruptcy code work for you.

Let our professional debt relief team help you in the Central Valley

We are focused on you and your debt relief needs. We have location in Fresno, Visalia, and Hanford, Ca to serve you. We will fight to help you get out of debt.

Stephen Labiak and his team is here to help guide you step-by-step through this process. We’re here to help you and answer your questions.

Give us a call today for your free consultation and we’ll show you how we set ourselves apart from other law firms in Visalia and Fresno.

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