Best Mortgage Lender Bakersfield Near Me

4worldlovers: Taft: 337 South 10th Street Suite H Taft, CA 93266 | Phone: 661-747-6746

San Luis Obispo: 106 Gateway Center Drive Suite A Paso Robles, CA 93446 | Phone: (805) 892-8400

Find a Mortgage Loan that is Right for You — We can help.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you love doing business with us.

Cornerstone Mortgage pledges to provide our clients with the most competitive mortgage rates available combined with the highest quality of financial services.

4worldlovers:

2022 Dignified Home Loans, LLC, DBA The Mortgage House. Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #413-1108. NMLS #309234. Credit and collateral are subject to approval. Additional restrictions may apply. Terms and conditions apply. This is not a commitment to lend. Programs, rates and conditions are subject to change without notice.

4worldlovers: Whether you just want to reduce your monthly payments, consolidate debts, or pull cash out for a kitchen remodel, we’re here to go over your options.

We offer conventional, FHA, and VA refinancing. If you have an FHA loan and want to get rid of your private mortgage insurance, we can look at getting you into a conventional home loan.


Federal Housing Administration (FHA) provides a loan for FHA-approved lenders which will reduce the chances of borrowers losing their home if they default on their mortgage payments.

The U.S. Department of Veterans Affairs (VA) issues a VA loan to provide long-term financing to American veterans or their surviving spouses.

The United States Department of Agriculture (USDA) provides a variety of loans to moderate-income based individuals in rural areas to support them in their home purchase, repair or renovation.

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.

An adjustable rate mortgage (ARM) has an interest rate which changes periodically. It’s preferable for individuals that choose to live in a home for a few years, or until the fixed rate mortgage ends.

4worldlovers:
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.

We work hard to understand your needs, your goals and what you value so that we can deliver what matters most to you.

Our mission? In neighborhoods and communities everywhere, we deliver the promise of home.

Our loan officers are part of your Bakersfield community and have been working with your neighbors since 1960. From Guild, you can expect:

Exceptional service: You’ll get fast, upfront pre-approvals with a commitment to close your loan on time

Deep expertise: Work with an experienced partner who can identify the loan to fit your life

Local support: You’ll connect with your loan officer to secure fast, local processing, underwriting and funding

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

4worldlovers: Introducing HOMEConnect…Fast Secure Home Loan. It is a simple process and easy get started today. Simply click on the link below to begin your application a breeze by digitally connecting your income, employment and assets completing the verification process quickly using industry leading security to protect your data. That information is matched with the right loan for you…helping you and your loan expert at GEM, take you from application to approval and funding in record time. All with no obligation…only at GEM!

Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?

GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.

Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.

We know that it isn't easy to find your answers at once. Reach out to us by filling this form and we will reach back in 24 hours.

This calculator computes the payments of principal and interest based upon a home price, down payment and other factors.

This calculator computes the finance amount, based upon income, expenses, credit rating and other factors to determine how much home can I afford.

Manuel was very professional, courteous, honest and reliable. I would highly recommend him.

Sandra was friendly, informative, and supportive every step of the way! 10+ Stars!

We had a great experience as first-time buyers. Fidel provided us with a detailed breakdown of our options that helped us make the right decision. Everyone at Zabe was very nice and helpful. Esmeralda was always there to help us and even took time when she was on vacation to answer questions. We are ...

John made every step of the process seamless and easy to understand. He answered all our questions quickly and in ways that made sense to us. We appreciate all John has done for us, and Gem Mortgage for being a wonderful company to work with!!

He was very approachable and helpful in the most stressful days going threw the loan process!! i would use him anything in the future and would refer any one purchasing homes!