Best Finance Broker Bakersfield Near Me

4worldlovers: Whether you just want to reduce your monthly payments, consolidate debts, or pull cash out for a kitchen remodel, we’re here to go over your options.

We offer conventional, FHA, and VA refinancing. If you have an FHA loan and want to get rid of your private mortgage insurance, we can look at getting you into a conventional home loan.


Federal Housing Administration (FHA) provides a loan for FHA-approved lenders which will reduce the chances of borrowers losing their home if they default on their mortgage payments.

The U.S. Department of Veterans Affairs (VA) issues a VA loan to provide long-term financing to American veterans or their surviving spouses.

The United States Department of Agriculture (USDA) provides a variety of loans to moderate-income based individuals in rural areas to support them in their home purchase, repair or renovation.

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change.

An adjustable rate mortgage (ARM) has an interest rate which changes periodically. It’s preferable for individuals that choose to live in a home for a few years, or until the fixed rate mortgage ends.

4worldlovers: Finding the right property starts with finding the right Mortgage Team.

Why? Because unless you are paying cash for your property, you will need a mortgage in order to make your dreams of home ownership a reality. It is best to be pre-approved for a mortgage BEFORE you start looking at homes. Being pre-approved will improve the chances of your offer being accepted. This puts you head and shoulders above other buyers who may be interested in the same home.

All of this starts with having a Mortgage Team that works with you, guiding you through the entire process, saving you money by offering the best rates and terms. Most importantly your Mortgage Team will treat you like a human being and not just a loan number.

Choose an option below to experience how Level One Financial, a Mortgage Broker, can take you to the next level.

Level One Financial aims to provide clients with the most competitive mortgage rates available combined with speedy processing times so that you can achieve your dream home faster.

Whether you’re buying your first home, adding another bedroom, or settling into retirement, we have a loan program that meets your financial needs. Our team will work with you throughout the entire process.

4worldlovers: Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers need and desire to preserve their privacy and confidentiality. Safeguarding our customers privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.


We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.

• Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.

• Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.

• From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

4worldlovers: Taft: 337 South 10th Street Suite H Taft, CA 93266 | Phone: 661-747-6746

San Luis Obispo: 106 Gateway Center Drive Suite A Paso Robles, CA 93446 | Phone: (805) 892-8400

Find a Mortgage Loan that is Right for You — We can help.

Whether you’re buying your first home, adding another bedroom or settling into retirement, we have a loan program that meets your financial needs and a mortgage professional who will work with you throughout the loan process. That’s really why we are so successful. And that’s why you love doing business with us.

Cornerstone Mortgage pledges to provide our clients with the most competitive mortgage rates available combined with the highest quality of financial services.